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Finland Non VBV BINs List 2025

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The Finland Non VBV BINs List was meticulously compiled through extensive testing conducted by our team. This process ensured reliable insights into their functionality and applicability within various carding methods, highlighting their role in Finland’s evolving digital payment landscape.

Finland Non VBV BINs List 2025

BINBrandTypeSubtypeIssuerAvg Available Balance ($)
535329MASTERCARDCREDITSTANDARDOP CARD COMPANY PLC$500
535328MASTERCARDCREDITSTANDARDOP-KOTIPANKKI OYJ$500
535244MASTERCARDDEBITPREPAIDTRANSACT PAYMENTS, LTD.$550
525762MASTERCARDCREDITGOLDALANDSBANKEN ABP$1,800
525761MASTERCARDCREDITGOLDALANDSBANKEN ABP$1,800
525755MASTERCARDCREDITSTANDARDAKTIA FINANS AB$500
525713MASTERCARDCREDITGOLDSEB KORT BANK AB (HELSINKI BRANCH)$1,700
524342MASTERCARDDEBITPLATINUMNORDEA BANK AB (PUBL)$2,300
523682MASTERCARDDEBITPREPAIDIDT FINANCIAL SERVICES, LTD.$550
522841MASTERCARDCREDITSTANDARDNORDEA BANK AB (PUBL)$500
522580MASTERCARDCREDITGOLDNORDEA BANK AB (PUBL)$1,800
522275MASTERCARDCREDITCORPORATENORDEA BANK AB (PUBL)$2,800
522229MASTERCARDCREDITWORLDSEB KORT BANK AB (HELSINKI BRANCH)$12,000
52514MASTERCARDCREDITCORPORATENORDEA BANK AB (PUBL)$2,700
552170MASTERCARDCREDITPLATINUMDANSKE BANK OYJ$2,400
552153MASTERCARDCREDITPLATINUMNORDEA BANK AB (PUBL)$2,300
555043MASTERCARDCREDITPURCHASINGSEB KORT BANK AB (HELSINKI BRANCH)
554977MASTERCARDCREDITSTANDARDNORDEA BANK AB (PUBL)$500
552754MASTERCARDCREDITCORPORATESEB KORT BANK AB (HELSINKI BRANCH)$2,900
552514MASTERCARDCREDITCORPORATENORDEA BANK AB (PUBL)$2,800
543073MASTERCARDCREDITSTANDARDNORDEA BANK AB (PUBL)$500
543065MASTERCARDCREDITSTANDARDNORDEA BANK AB (PUBL)$500
543034MASTERCARDCREDITSTANDARDNORDEA BANK AB (PUBL)$500
543014MASTERCARDCREDITGOLDDANSKE BANK OYJ$1,600
543012MASTERCARDCREDITSTANDARDDANSKE BANK OYJ$500
542986MASTERCARDCREDITSTANDARDHANDELSBANKEN FINANCE PLC$500
525442MASTERCARDCREDITSTANDARDSVENSKA HANDELSBANKEN AB$500
524828MASTERCARDCREDITSTANDARDDANSKE BANK OYJ$500
524824MASTERCARDDEBITBUSINESSDANSKE BANK OYJ$2,800
524378MASTERCARDCREDITSTANDARDAKTIA FINANS AB$500
524361MASTERCARDCREDITSTANDARDAKTIA FINANS AB$500
521587MASTERCARDCREDITSTANDARDAKTIA FINANS AB$500
521037MASTERCARDCREDITWORLDDANSKE BANK OYJ$13,000
492029VISADEBITCLASSICNORDEA BANK FINLAND PLC$500
492028VISADEBITCLASSICSVENSKA HANDELSBANKEN AB (PUBL)$500
492026VISADEBITGOLDNORDEA BANK FINLAND PLC$1,800
492025VISADEBITBUSINESSPOHJOLA BANK PLC$2,700
492021VISADEBITBUSINESSNORDEA BANK FINLAND PLC$2,800
476680VISACREDITPLATINUMAKTIA BANK$2,400
476679VISACREDITGOLDAKTIA BANK$1,800
476678VISACREDITGOLDAKTIA SAVINGS BANK$1,800
475168VISADEBITBUSINESSPOP PANKKILIITTO OSUUSKUNTA$2,700
475167VISADEBITBUSINESSSAASTOPANKKILIITTO RY$2,800
475166VISADEBITBUSINESSAKTIA SAASTOPANKII OY$2,600
432278VISADEBITGOLDPOHJOLA BANK PLC$1,800
432277VISADEBITCLASSICPOHJOLA BANK PLC$500
432276VISADEBITGOLDLUOTTOKUNTA OY$1,800
432275VISADEBITCLASSICLUOTTOKUNTA OY$500
432274VISADEBITGOLDLUOTTOKUNTA OY$1,800
432273VISADEBITCLASSICLUOTTOKUNTA OY$500
432272VISADEBITGOLDLUOTTOKUNTA OY$1,800
374801AMERICAN EXPRESSCREDITPERSONAL/GOLDAESEL – FINLAND CONSUMER REVOLVE$1,800
374800AMERICAN EXPRESSCREDITPERSONAL CHARGEAESEL – FINLAND CONSUMER REVOLVE$1653

The Finland Non VBV BINs List 2025 is an essential resource for carders due to the country’s rapid shift towards digital payments. The increasing volume of card transactions and the growing preference for cashless payment systems present numerous opportunities for those involved in carding activities.

The list provides carders with a comprehensive guide to non-VBV (Verified by Visa) bins, which are essentially merchant accounts that do not require additional authentication during the transaction process. This makes it easier for carders to perform fraudulent activities, such as carding and cloning, without being detected by the bank’s fraud prevention systems.

Carding Fraud in Finland by the Numbers

The scale of attempted digital fraud in Finland has grown exponentially in recent years. Here’s a brief look at the numbers from 2025 compared to 2023:

YearAttempted Fraud (€)Fraud Stopped (€)Losses (€)
2023€76.9 million€32.8 million€44.1 million
2025€107.2 million€71.3 million€73.9 million

Despite banks successfully reversing or stopping a record €71.3 million in fraudulent transactions in 2025 , Finns still lost €73.9 million to scams. Phishing scams, in particular, surged by 161%, making it the most prevalent type of fraud.

Why the Finland Non VBV BINs List is so attractive

The following factors make the Finland Non VBV BINs List 2025 particularly attractive for carders:

  1. High volume of card transactions: The growing number of card-based payments in Finland provides a vast pool of potential targets for carders. This increased volume also means that banks are processing a higher number of transactions, making it more challenging for them to detect and prevent fraud.
  2. Lack of VBV authentication: Non-VBV bins do not require additional authentication during the transaction process, making it easier for carders to perform fraudulent activities without being detected. This lack of security measures provides carders with a significant advantage in their criminal endeavors.
  3. Ongoing digitization of retail and services: The increasing adoption of digital payment solutions by businesses in Belgium has created a fertile ground for carding activities. Carders can exploit the convenience and speed of digital transactions to carry out their fraudulent activities undetected.
  4. Pandemic-induced shift towards cashless payments: The pandemic has accelerated the adoption of card payments as both consumers and merchants prioritize hygiene and reduced cash handling. This shift towards cashless payments has further increased the number of potential targets for carders.

Explore the Latest Worldwide Non VBV BINs Lists (Post)


Upgrade your carding game with our extensive Worldwide Non VBV BINs List, meticulously tested on over 300 carding methods. Say goodbye to frustrating 2-factor authentication SMS requests and address/ID verification pop-ups, and enjoy smooth, secure transactions across the globe. Our Non VBV BINs Lists are the ultimate tool for both beginners and experienced carders alike, ensuring you stay ahead of the competition. Don't let verification hurdles hold you back any longer - elevate your carding game with our top-of-the-line Worldwide Non VBV BINs List today!
These Non VBV BINs work on every cardable site!

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